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Messages - Rizny

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Islamic Duties / Re: Is Zakat Demurrage Money ?
« on: May 09, 2012, 01:30:26 AM »
Salaamun Alaikum to All,

          I have found a fatwa in about " zakat payable categories". Notice how they use Brackets to corrupt Quran. Maybe it's not relevant to this thread but it's interesting.


General Discussions / Re: The Compilation of the Quran
« on: April 28, 2012, 03:37:12 PM »
Salaam Brother Joseph,

       Even for the basic Business transaction Quran says right it down.  You have put forward the argument someplace but i forget it but it's apply here too.

I think 52:2-3 talk about written book. Please Correct me if  wrong.


Islamic Duties / Re: Is Zakat Demurrage Money ?
« on: March 23, 2012, 06:33:30 PM »
Slaamun alaikum Chadiga,

  Zakat is Tax on the money (medium of exchange)you hold. Main purpose is to increase the circulation of money(medium of exchange). Some people will say it's negative interest but it's not.

 9 things hadith followers think they should pay zakat is in fact used as money(medium of exchange) at the time of Nabi. These things are most important to society .Zakat made these important things circulate rapidly without hoarding. This is how an Interest(Riba) free monetory system works.

Wama ataytum min ribanliyarbuwa fee amwali alnnasi falayarboo AAinda Allahi wama ataytum min zakatintureedoona  wajha Allahi faola-ika humu almudAAifoona

And [remember:] whatever you may give out in usury so that it might increase through [other] people's possessions will bring [you] no increase in the sight of God whereas all that you give out in charity(Zakatin), seeking God's countenance, [will be blessed by Him:] for it is they, they [who thus seek His countenance] that shall have their recompense mul­tiplied!

This is my opinion

Islamic Duties / Re: Is Zakat Demurrage Money ?
« on: March 20, 2012, 11:18:08 PM »
Salaamun Alaikum Brother Joseph,

Zakat is the monetory system of Islam. The holding tax rate will increase the circulation of money(medium of exchange).Zakat is for all belivers and non belivers .

There are lots of advantages in this system . This monetory system is not based on Interest and Fractional reserve Banking.There is No monetory Inflation.
For example your house price will go up and down with economic cycle boom and bust(which is artificially created by bankers).Read the article i have given about worgle to see the benifits if you have time.

Zakat is Monetory system.
Sadaqa is Charity.

This is my opinion.


Islamic Duties / Re: Is Zakat Demurrage Money ?
« on: March 09, 2012, 02:59:18 AM »
Salamun Alaikum sardar miyan,

    Zakat is Holding Tax on the medium of Exchange You use. The Rate and Period decided by the community or elected authority.


Islamic Duties / Re: Is Zakat Demurrage Money ?
« on: March 08, 2012, 11:32:54 PM »
Salamun Alaikum sardar miyan,

Demurrage is a holding tax for owning a currency over a given period.
The Tax rate and period of holding is decided by the society or a central authority elected by people.

e.g. If holding Tax                            2.5%
        Period                                     1 month
        Medium of exchange(Money)   Cash       
        A person  Holding 1000 Dollers at the end of the month have to pay 25 Dollars  as demurage .This tax is only applicable to medium of exchange(Cash).

But as i pointed out earlier cash is produced by Fractional Reserve banking system that's based on Interest . Witch in return will create monetary inflation artificially. 

Money Should have Intrinsic Value or backed by Real things that is important to people.
At the time of Rasoolullah People used  9 things as medium of exchange(refer to my first post). Zakat is charged on those things. When medium of exchange circulate rapidly you will not get Depression's. It will reduce the hording of Money.


Women / Re: Hijaab
« on: March 05, 2012, 12:41:07 AM »
Salamun Alaikum Brother Joseph,

Yes it helped.
In the end, I think it is a choice based on sensible judgment given prevailing customs.

I completely agree with this.


Islamic Duties / Re: Is Zakat Demurrage Money ?
« on: March 05, 2012, 12:32:52 AM »
Salamun Alaikum Sardar Miyan,

Spending in the way of God is Sadaqa 2:262-264.  verse 264 has the words Sadaqa and yunfiqu(spend) in it.

2:215 THEY WILL ASK thee as to what they should spend on others. Say: "Whatever of your wealth you spend shall [first] be for your parents, and for the near of kin, and the orphans, and the needy, and the wayfarer; and whatever good you do, verily, God has full knowledge thereof."

9:60  The offerings[alssadaqat] given for the sake of God are [meant] only for the poor and the needy, and those who are in charge thereof, and those whose hearts are to be won over, and for the freeing of human beings from bondage, and [for] those who are over burdened with debts, and [for every struggle] in God's cause, and [for] the wayfarer: [this is] an ordinance[fareedatan] from God - and God is all-knowing, wise.

The verse in the Sura Taubah mention the category of people we must pay Sadaqa and it's an obligation[fareedatan] to us . Only believer were asked to spend in the way of God.

The word yunfiqūna or it's derivative nouns appear 68 times(if i'm right , not all verses talk about spending in the way of God) when some of the verses mentioned  spend in the way of God it deosn't say Zakat. In fact it's mentioned with Sadaqa 2:262-264.

This is from brother josephs Zakah Article

"Do you fear that you will not give in Sadaqat before your consultation? So when you do not do it and God has turned to you (mercifully), then keep up prayer and pay Zakat and obey God and His Messenger; and God is Aware of what you do.
Any avoidance of paying Zakat attracts very strong condemnation.
041:6 (Part)-7
"...and woe to the polytheists (41:6) Who give not the 'Zakat' and who are disbelievers in the Hereafter (41:7)"
The above verse makes it absolutely clear that even the polytheists were not exempt from paying zakat. Therefore this obligation was not necessarily a 'religious' obligation but more a societal obligation and had always existed. Even Prophet Muhammad (pbuh) would have been obligated to pay 'Zakat' before he received his Prophethood. This also applied to the People of the Book. In the following verse, the Jews are clearly being asked to keep up the Zakat at the time of revelation to the Prophet. These are not those that fall under the specific context of those People of the Book that broke treaties (See Surah Tauba and the related article below). Rather, if the verse is read in context with the previous verses, it is clear that the verses are being imparted to 'believing' Jews.

Yes your right[Sardar Miyan] there is no fixed rate given in the Quran. When Quran doesn't give any rule that is for  people to decide those things with mutual consultation [Shura]. It's possible Rasoolullah may have come up with some rate with mutual consultation.
In my post I argued Both Zakat and Sadaqa were obligatory with different purposes.
If both Zakat and Sadaqa were obligatory that does the same thing then whats the point in it.
Sadaqa is charity and  Zakat is Islamic monetory system that's so similar to demmurage monetory system with obvious benefits.

Demmurage monetory system is something which every proponent of interest based monetory system opposes.

Please forgive me for my ENGLISH .

Thank you

General Discussions / Darud In Salaat?
« on: March 03, 2012, 04:22:08 PM »
Salamun Alaikum to All,

Did Rasoolullah said darud to himself while praying Allah alone?

Cant this be what we have to say in Tashahud

DaAAwahum feeha subhanakaallahumma watahiyyatuhum feeha salamunwaakhiru daAAwahum ani alhamdu lillahirabbi alAAalameena (10:10)

[and] in that [state of happiness] they will call out,15 "Limitless art Thou in Thy glory, O God!"-and will be answered with the greeting, "Peace !"16 And their call will close with [the words], "All praise is due to God, the Sustainer of all the worlds!"
[Mohammed Asad translation]

Islamic Duties / Is Zakat Demurrage Money ?
« on: March 02, 2012, 05:26:58 PM »
Salamun Alaikum Brothers and Sisters,

Purpose of money is to act as a Medium of exchange (*Important point). Money properly understood is a means to an end, not an end in itself.

Current world monetary system is based on interest bearing debt. It is Fractional reserve (FR) interest on Debt monetary system.  If the FR rate is 10% of a country then commercial Banks can give ten times the amount of deposits theoretically as loan, creating money out of thin air I think this is Riba too.

High interest rate mean low money supply low interest rate mean high money supply.
The amount of debt loan people seek will depend on the interest rate. And the outstanding debt is the actually the Money in the system (Money=debt).

All countries call them self Islamic (Which I don't believe because those are kingdoms or dictatorships or mix of both with majority of people happen to be Muslims) Have Central Banks which sets interest rates And Commercial Banks create Money out of thin air.

All Muslims should know we are living in an interest on debt monitory system which creates money out of thin air. And this Money is backed by nothing (Fiat).Most of them pegged to fiat (Backed by nothing) US Dollar.

Islamic money should is based on real things which have real value or the money should be backed by real things.

Before looking at Islamic monetary system let's look at something similar to in recent history. Miracle of Wörgl , demurrage (holding tax) money.

An experiment in Wörgl article

Main out come of this experiment is it increased the circulation of money. There are other advantages listed in the article. Interesting point it is the Central Banks who decided to stop this experiment by passing a law.

The Islamic monetary system is based on Zakat and money that has Real intrinsic value

Both Zakat and Sadaqqa (Charity) are duty on Muslims. We are asked to do both. Quran doesn't say one is obligatory and one is not obligatory.

In fact Zakat was given more weight because it is the monetary system. Even the non believers asked to pay Zakat.

According to Hadeeths these are the 9 things we are asked to pay Zakat.
- Wheat
- Barley
- Dates
- Raisins
- Gold
- Silver
- Camel
- Cow
- Sheep (including goat)

10th one is
As an obligatory precaution, upon the wealth in business.

If we analyze closely all 9 tings listed above is used as medium of exchange (Money). Some of these things you can only find in Arabian Desert that is  important to Arabs who lived at that place so they used these things as medium of exchange(Money). If another community used other things as medium of exchange(money) then those are the things Zakat should be applicable. People must use mutual consultation to decide what are the  things there  going to use as Medium of Exchange(Money)

The messenger Set the Demurrage rate or holding Tax as 2.5% at that time (1% in Worgl ) with consulting the people, this is how Rasoollullah followed the Quran. Zakat increased the circulation of goods and services.

Quran doesn't give you the Zakat rate you should decide this with mutual consultation.

If someone think this is not the purpose of Zakat
Then please tell me how the Islamic Monetary System works. Is it right all these so called Islamic Countries that has monetary system that based on Fractional reserve interest on Debt?

We were asked to pay both Zakat and Sadaqqa but both have different purposes.

Women / Re: Hijaab
« on: March 02, 2012, 12:17:13 AM »
Salamun Alaikum brother Joseph ,

 "WHAT MAY BE DECENTLY APPARENT (Ila ma zahara minha)" can this be the parts of body we were ask to make Ablution(Wudhu)


Women / Re: Karzai pardons woman who agrees to marry her rapist ???
« on: March 01, 2012, 11:07:56 PM »
Salamun Alaikum to all brothers and sisters,

 well this is right from the bible.

Deuteronomy 22:28-29 NLT

"If a man is caught in the act of raping a young woman who is not engaged, he must pay fifty pieces of silver to her father.  Then he must marry the young woman because he violated her, and he will never be allowed to divorce her."

These people follow old testament very well then the people of the book.

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