Peace Rashid.
Are you meaning as a business or as a customer of these?
In other words do you mean is it haram to set up a business of car finance /or life insurance?
In this case one has to be careful not to practice usury. But as a legitimate business with normal profit( like buying and selling) this is fine
Or do you mean is lending haram?
As long as one does not lend from loan sharks as a rule Qoran allows one to lend providing a contract is written clear to both lender and the customer.
Also nowdays there is insurance for all sorts of things,car,house,health...etc.. Again Qoran does not forbid it to my knowledge and according to my understanding. My opinion.
Thank you brother.
Peace.